Ivory Homes Orem, Utah

Deer Horn Estates

Ivory Homes community in Orem featuring quality craftsmanship and energy-efficient designs. Mountain views with proximity to shopping and tech employment.

Price Range $560,000 – $780,000

Bedrooms 3 – 6

Bathrooms 2.5 – 4.0

Square Footage 2,200 – 3,600

Home Type Single Family

Status Under Construction

Monthly Payment Estimator

Home Price $670,000

Loan Type

Estimated Total Monthly —

Principal & Interest —

PMI —

Property Tax (est.) —

Homeowner's Insurance —

With Builder Rate Buydown

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Get Your Exact Payment

Estimates for comparison only. Your actual payment depends on credit score, rate lock, lender fees, and loan terms. Property tax uses Utah avg ~0.58% of home value. Insurance estimated at $1,200/yr. PMI/MIP rates are approximate.

Interested in Deer Horn Estates?

Get independent guidance on pricing, incentives, and the buying process.

Get Info Call (385) 213-2095

Location

Map shows approximate community location in Orem, Utah.

Current Incentives

Builder Incentives at Deer Horn Estates

Rate Buydown

2-1 Rate Buydown on Select Homes

Get a lower interest rate for the first two years of your mortgage. Year 1 is 2% below your rate, Year 2 is 1% below.

Up to $15,000 value

Closing Cost Credit

Closing Cost Credit on Quick Move-Ins

Ivory Homes is offering closing cost credits on select quick move-in homes throughout their communities.

Up to $10,000

How we calculated this

Understanding Your Payment Estimate

Conventional (20% down)

The standard option. No private mortgage insurance (PMI) required because you're putting 20% down. Lowest monthly payment but highest cash upfront.

Down payment on a $670,000 home: $134,000

Conventional (5% down)

Lower cash upfront, but PMI is added (~0.5% of loan/yr) until you reach 20% equity. PMI typically drops off automatically once you hit 78% loan-to-value.

Down payment on a $670,000 home: $33,500

FHA (3.5% down)

Government-backed loan with lower credit requirements. Includes upfront MIP (1.75% of loan, usually rolled in) plus annual MIP (~0.55%/yr) for the life of the loan on most terms.

Down payment on a $670,000 home: $23,450

VA (0% down)

Available to veterans and active military. No down payment, no PMI. There is a one-time VA funding fee (typically 2.15% for first use) which is usually rolled into the loan.

Down payment: $0 (VA funding fee applies)

Which loan is right for you? It depends on your situation. A lower down payment keeps more cash in your pocket for upgrades, moving costs, or reserves — but it increases the monthly payment. We help you compare all options side by side so you can make the best decision for your family.

Talk through your options

About the Builder