The Preserve at Alaia
New luxury community in Washington City offering an outdoor lifestyle. Single-family homes and townhomes near parks and trails in Southern Utah.
Location
Map shows approximate community location in St. George, Utah.
Current Incentives
Builder Incentives at The Preserve at Alaia
Rate Buydown Program
5-year rate lock at competitive rates through Visionary Homes' preferred lending partners.
New Community VIP Pricing
Early buyer incentives and VIP pricing available in new Visionary Homes communities. Be among the first to secure preferred pricing.
How we calculated this
Understanding Your Payment Estimate
Conventional (20% down)
The standard option. No private mortgage insurance (PMI) required because you're putting 20% down. Lowest monthly payment but highest cash upfront.
Conventional (5% down)
Lower cash upfront, but PMI is added (~0.5% of loan/yr) until you reach 20% equity. PMI typically drops off automatically once you hit 78% loan-to-value.
FHA (3.5% down)
Government-backed loan with lower credit requirements. Includes upfront MIP (1.75% of loan, usually rolled in) plus annual MIP (~0.55%/yr) for the life of the loan on most terms.
VA (0% down)
Available to veterans and active military. No down payment, no PMI. There is a one-time VA funding fee (typically 2.15% for first use) which is usually rolled into the loan.
Which loan is right for you? It depends on your situation. A lower down payment keeps more cash in your pocket for upgrades, moving costs, or reserves — but it increases the monthly payment. We help you compare all options side by side so you can make the best decision for your family.
Talk through your optionsAbout the Builder
Visionary Homes
Growing Utah builder with 30+ active communities from Logan to St. George. Offering single-family homes, townhomes, and condos with modern designs and competitive pricing.
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How We Help With The Preserve at Alaia
Get a payment range in 2 minutes.
No purchase price guessing. Just a clean estimate based on Utah builder incentives and your comfort zone.