Edge Homes Saratoga Springs, Utah Quick Move-In

Quailhill at Mt Saratoga

Community near Utah Lake and The Ranches Golf Club offering single-family homes, townhomes, and condos with modern Edge Homes designs.

Price Range $348,000 – $723,000

Bedrooms 3 – 5

Bathrooms 2.0 – 3.5

Square Footage 1,400 – 3,200

Home Type Single Family

Status Quick Move-In Available

Monthly Payment Estimator

Home Price $535,500

Loan Type

Estimated Total Monthly —

Principal & Interest —

PMI —

Property Tax (est.) —

Homeowner's Insurance —

Get Your Exact Payment

Estimates for comparison only. Your actual payment depends on credit score, rate lock, lender fees, and loan terms. Property tax uses Utah avg ~0.58% of home value. Insurance estimated at $1,200/yr. PMI/MIP rates are approximate.

Interested in Quailhill at Mt Saratoga?

Get independent guidance on pricing, incentives, and the buying process.

Get Info Call (385) 213-2095

Location

Map shows approximate community location in Saratoga Springs, Utah.

Current Incentives

Builder Incentives at Quailhill at Mt Saratoga

Closing Cost Credit

Community Incentives

Select Edge Homes communities offering significant incentives including closing cost credits and upgrade packages.

Up to $29,000

Closing Cost Credit

First-Time Buyer Programs

Special programs and assistance available for qualifying first-time homebuyers at Edge Homes communities.

Varies by program

How we calculated this

Understanding Your Payment Estimate

Conventional (20% down)

The standard option. No private mortgage insurance (PMI) required because you're putting 20% down. Lowest monthly payment but highest cash upfront.

Down payment on a $535,500 home: $107,100

Conventional (5% down)

Lower cash upfront, but PMI is added (~0.5% of loan/yr) until you reach 20% equity. PMI typically drops off automatically once you hit 78% loan-to-value.

Down payment on a $535,500 home: $26,775

FHA (3.5% down)

Government-backed loan with lower credit requirements. Includes upfront MIP (1.75% of loan, usually rolled in) plus annual MIP (~0.55%/yr) for the life of the loan on most terms.

Down payment on a $535,500 home: $18,743

VA (0% down)

Available to veterans and active military. No down payment, no PMI. There is a one-time VA funding fee (typically 2.15% for first use) which is usually rolled into the loan.

Down payment: $0 (VA funding fee applies)

Which loan is right for you? It depends on your situation. A lower down payment keeps more cash in your pocket for upgrades, moving costs, or reserves — but it increases the monthly payment. We help you compare all options side by side so you can make the best decision for your family.

Talk through your options

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